All online bidders will pay a 15% buyers premium. Bidders registered directly at our website, www.toystrainsandotheroldstuff.com, that pay via credit card will also pay a 3.5% fee on top of their entire invoice, those bidding through Liveauctioneers or Proxibid will pay a 4% convenience fee for credit card processing. We will also collect 7% Indiana sales tax on all purchases unless you have a sales tax exemption form and a form ST-105 on file with us at the time of registration. We would ask that you send the CASH TOTAL DUE as seen on your invoice via personal checks, money orders, bank drafts, cashiers checks and wire transfers. Credit card payment are never run automatically through our system unless the invoice goes unpaid for 10 business days. ALL buyers are given opportunity to pay via their chosen method until 10 business days are past, then we will bill your card on file. Shipping is done separately and it is the sole responsibility of the buyer to make sure that the shipping is paid from their end as the shipping address must be confirmed from their end as well. Any payment received after 10 days past the end of the auction should be via credit card unless a check has already been put in the mail.